Online Voluntary National Insurance Payments Service

The government has made it easier for people to check and fix gaps in their National Insurance (NI) record to increase their State Pension and launched a new online service in April.

The new service, called “Check your State Pension forecast,” is provided by HM Revenue and Customs (HMRC) and the Department for Work and Pensions (DWP). It now works completely online.

With this service, you can see how much your State Pension could go up and find out how much you need to pay to fill any gaps in your NI record. Most people who are not yet at State Pension age can see their NI gaps and pay to fill them if it helps increase their pension.

If you have gaps in your NI record from some past years, you can use this service to pick which years you want to pay for. You can pay securely online and will get a confirmation that your payment was received and your NI record updated.

You can use the “Check your State Pension forecast” service on the GOV.UK website or through the HMRC app.

People who are eligible have until April 5, 2025, to pay for gaps in their NI record from April 6, 2006, to April 5, 2018. After April 6, 2025, you can only pay for gaps from the last 6 tax years.

Get in touch with us if you need any further help with this service – we are always available to answer your emails or calls.